Jay is a graduate of Central Connecticut State University, where he graduated with a BS in Business Administration and a Minor in Economics. He has over 35 years of experience advisng clients regarding their insurance, investments, and financial needs.
Of utmost importance is caring for and servicing his clients.
As a CERTIFIED FINANCIAL PLANNER™ Practitioner, he has undergone rigorous education and testing to meet the standards set by the Certified Financial Planner Board of Standards, Inc.
Has obtained additional professional designations, Chartered Financial Consultant (ChFC), and Chartered Life Underwriter (CLU) through the American College of Financial Sevices, Bryn Mawr, PA
His foremost focus is on his clients, and on working as part of a team of professionals which includes CPA's, Enrolled Agents, and Estate Planning/Elder Law Attorneys to provide comprehensive planning services.
Offers Fee Based Finacial Planning Services using a holistic approach to address not only income and assets needs at retirement but working with other professionals to assist with Estate Planning/ Elder Law issues, tax reduction and tax efficent distribution strategies.
Additinally addresses, explains, and advises Medicare options for mostly those age 65 and older, has relationships with Elder Law Attorneys and Senior Planning Services for those who have loved ones in Nursing Homes or need home care. Assists with spend down of assets utilizing Medicaid Restricted Annuities to help with eligiblilty for Title 19 assistance
Has been an Investment Adviser Representative of ESI Financial Advisors since Feb. 1, 2002. Provides Wealth Management Fee Based services. Utilizes various Institutional and managed investment portfolios. Most important is monitoring their investments and communicating with his clients.
Currently a member of the Financial Planning Association. He previously served as President of the Central Connecticut Business and Estate Planning Executive Committee which merged in 2019 with the Conecticut Estate and Tax Planning Council. He noiw serves on their Executive Committee.
Joseph "Jay" Klein is a Registered Representative and Investment Adviser Representative of Equity Services, Inc. Securities and Investment advisory services are offered solely by Equity Services, Inc. Member FINRA/SIPC 119-C Griswold Street, Suite 201, Glastonbury, CT 06033 (860) 430-1977. Maffe Financial and all other entities are independent of Equity Services, Inc.
CFP® and CERTIFIED FINANCIAL PLANNER™ are certification marks owned by the Certified Financial Planner Board of Standards, Inc. There marks are awarded to individuals who successfully complete the CFP Board's initial and ongoing certification requirements.